Consumer Portfolio Services , commonly referred to as CPS, is an auto finance company that provides financial services to dealers, consumers, and lending partners. Founded in 1991, Consumer Portfolio Services has become one of the largest independent auto finance companies in the United States. The company has won a variety of awards and accolades over the years, including being named one of Forbes magazine’s “Best Small Companies” for two consecutive years.
About Consumer Portfolio Services
Consumer Portfolio Services specializes in providing non-prime automotive financing solutions to their customers. This means that they are able to offer financing to individuals who may have had trouble securing financing from other sources. CPS makes it easy for dealers to found out if someone is eligible for a loan by prequalifying them within minutes. Additionally, CPS offers several different loan programs, so they can tailor a lending package that meets an individual’s needs.
CPS Specialties
Consumer Portfolio Services specializes in helping dealers and consumers with: subprime auto financing, used car financing, auto leasing, new car financing, lower monthly payments, no money down loans, and unsecured lines of credit. They are also well-known for offering competitive interest rates and flexible payment terms. In addition to their auto financing services, CPS also offers a variety of other products and services, such as GPS tracking, vehicle service contracts, and extended warranties.
The Benefits of Working With CPS
There are many benefits to working with CPS. First and foremost, their customer service is top notch. Not only do they provide fast and efficient service to both dealers and consumers, but they also strive to ensure that everyone is completely satisfied with the outcome of their loan. Additionally, CPS’s streamlined approval process makes it easy for dealers to quickly access financing for their customers. To top it off, CPS also offers competitive rates and terms tailored to meet each individual’s needs.
Consumer Portfolio Services also has extensive experience in the auto financing industry. With over 25 years of experience, they have helpe thousands of consumers secure auto loans. As a result, they are knowledgeable about the latest policies and regulations, which helps ensure that everything they do complies with all applicable laws.
Customer Support
In addition to their competitive rates and excellent customer service, CPS also provides outstanding customer support. On their website, you can find answers to frequently asked questions and access to their experienced customer service team. Furthermore, CPS offers complimentary webinars to help dealers increase their knowledge of auto financing, and they even have a comprehensive customer service training program for new employees.
Conclusion
Consumer Portfolio Services (CPS) has earned its reputation as one of the top auto finance companies in the industry. With competitive rates, flexible payment plans, and a wide range of services, CPS makes it easy for both dealers and consumers to get the financing they need. By providing expedited approval processes and knowledgeable customer support, CPS ensures that everyone has a positive experience when working with them.
If you’re looking for an exceptional auto finance company, look no further than Consumer Portfolio Services. With more than 25 years of experience, they have helped thousands of consumers secure the financing they need for their vehicles.
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